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Then the pay-day loan can become a genuine lifesaver! How A Pay-Day Loan Works Payday cash advances are little, short term installment loans given by lenders who charge a set, one time fee. The loans granted are often around $500 -$1,500. Unlike regular long lasting credit loans, the size of the pay day loan is short - sometimes till your next payday, or around 1 month - thoughsome lending firms are much more flexible with this, based on their lending policy.

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